First Home Buyers

Getting your first home loan can be daunting, but it doesn't have to be. We'll show you how buying your first home can be an exciting adventure.

Deposit, deposit, deposit – if you want to get your foot in your own front door this will be your only focus.  

Some will already have a deposit and are in the starting blocks to find the best mortgage and the right property.  Others will need help with this milestone. 

At Taurus Home Loans we help all first time home buyers, however far away you are from buying and crossing the threshold.

As a 1st home buyer there are two stages:

  • The deposit - currently 20% of the purchase price for a property
  • The buying process itself 

We all have family and friends who have bought homes so no doubt you will hear lots of different advice. But the best approach is to speak to an expert and this is where Taurus Home Loans comes in.

What's Next? Find out how to Secure your Deposit>

First Home Buyers - A future for your family - Taurus Home Loans
Investing in your family - First Home Buyers - Taurus Home Loan

FAQ's 

Can I use my KiwiSaver to buy my first home?

Yes you can providing you meet certain conditions such as being a member for at least three years.  Using KiwiSaver is a very popular way to help build a deposit and we can talk you through how to do it.

How much deposit do I need?

For most lenders it’s 20% of the home’s value however, there’s some good news.  Under the Welcome Home Loan scheme a minimum 10% deposit is required, as long as you meet the criteria.  There are also lenders we know who allow a 15% deposit.  We can tell you about all the options.

Why should I use a mortgage broker instead of going straight to a bank?

We deal with a wide range of lenders, including the well-known banks, so we are able to provide choice, as well as negotiate a better deal wherever possible.  We also have a lot of experience so will be able to provide the best advice, whatever your circumstances.

Get the low down on first home loans

There’s always lots to ask about home loans but no question is too much for us.  Please leave your details and we’ll contact you within two business days.